Abhishek Agarwal asked:


In the rapidly changing world of today, the concept of layoff is gradually gaining popularity. They are constantly on the news almost every other day. As businesses are beginning to downsize, this has become a huge phenomenon. So, don’t worry if you find yourself being laid off from your work. Layoff may be temporary or permanent depending on the nature of work and the business. It depends on the position of the employer and needs of the company. Presented here, in this article are the tips which you might find useful if you are one among the thousands who has been laid off from work.

The most frequently asked question with regards to lay off is what you ought to do if you have been laid off from work! To know what has to be done, you need to first know what your state law says about layoffs and unemployment. Very often the state offers compensation to people who have been laid off from their jobs which can help you support your family and take care of your needs at least to a certain extent.

It is very important to examine your state of unemployment. Regrettably, there are many people who consider the compensation money as something which is not needed by them. You would come under the unemployed cadre especially if you have been laid off from your job and if you haven’t received any form of compensation.
Another thing to be kept in mind is that the unemployment compensation which you would receive would not last forever. Hence, it is considered best to look out for a new job as soon as possible if you have been laid off from work. The initial step to be taken in this regard is to prepare a resume. You can get this work done either through a professional resume preparing person or by yourself. In any way you do it, your focus should be on creating an impact in the new company.

Once you are done with the resume preparation, you can look for all the job positions that are vacant according to your qualifications and experience. You can use the internet or the newspaper for this purpose to help you. Job vacancy websites are also a good option which you can use. They are very simple and easy and also help in saving time. However, for individual interest, you must make sure that you do not disclose any kind of personal information in such portals such as social security number or bank account information etc.

Finding a new place to work can be a very stressful and tiring. However, you have to remember that you are not the only person but you are one among thousands of other people like you. You can use the free time you have to prepare for interviews and by going through frequently asked questions and other related stuff. If you practice enough for these, you can face the interview without any sort of nervousness. Your experience is an added advantage. With enough practice, you will find yourself giving better and more apt answers to questions asked even before attending the interview.

You can also go for professional guidance if you have not been successful in finding the right job. You can seek the help of a professional recruiter or a career agent or a jobber or contractor for this purpose. You can also search for opportunities in a place out of your city for increased exposure. The unemployment compensation can be fruitfully used for such purposes.



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James Copper asked:


If youre forced into a career change because of a layoff, dont panic. While it may seem the end of the world it could end up being a blessing in disguise. In fact many, especially those in middle age whove been stuck in jobs they dont enjoy because theyve built up seniority, find they ultimately welcome the forced career change. Here are some things you must do to help yourself survive the career change.

First, take stock of what you are due by your former employer and make sure you get all of it. If you are laid off unemployment compensation is your right. It may not be a lot of money many states pay1000 a month or less but its your right and its tax free. Take it. Youll generally only have to wait one week before you start getting your checks. You also have a right to the same medical coverage as you had when you were working, as long as you pay into it the sum total of what you had been paying and what your employer had been paying for you. While this might seem a hefty price youll generally find that the coverage will be a much better buy than anything you can find on your own. Dont be tempted to go without health insurance. Its far too great a risk.

The plan that allows you this coverage is called COBRA, which stands for Consolidated Omnibus Budget Reconciliation Act. Its regulated by the U.S. federal government and you can take advantage of the coverage for up to 18 months after you leave your job. Your employer is required by law to provide the coverage. It doesnt require any medical exam and you have up to 60 days from the expiration of the insurance coverage period you were paying into when you were last employed. In other words, if you paid for the month of April and were laid off April 9th, you would have until the end of June to pick up COBRA.
Many companies offer laid off employees a severance package. If you are not offered this, do ask. Your career change may involve further education and this money might be the difference between being able to go back to school or not. It may also be that your former employer will pay for an outplacement counsellor to help you with your career change.

You must strategize your career change. Take full stock of your finances and devise a plan to manage and pay your household expenses. Reduce and even eliminate any luxury items. Make smart budget decisions. Digital cable TV is far less important to your career change plans that your high speed Internet connection, for example.

Plan your job hunt and your career change wisely. It may be that an immediate job hunt is not going to be the same as your ultimate career change. You may need to take a job at least part time, or second shift, or temporarily to get by while you pursue your career dreams, expand your training and so forth. It may be that youll have to take a lower-paying job in your new field to get your foot in the door. Accept that if its necessary, and budget accordingly. Keep in mind the ultimate career change goal and look at it as the first step in the very right direction.



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